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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Should I Offer Multiple Health Plans?

After monetary compensation, health insurance is the most desirable benefit for most employees. If you offer only one health plan, your employees are limited in their healthcare choices. Offering a choice of health plans can make your benefits package significantly more attractive to existing and prospective workers. What Are the Benefits of Offering Multiple Health Plans? Offering multiple health plans empowers employees, and it can...

Is My Business Covered in the Event of a Cyber Attack?

Small business owners are not exempt from the risk of a cyberattack. The loss of customer data is a financial disaster, and with cyber incursions becoming more common, and hitting even the largest companies, from banks to retails to online giants with extensive security, it is well worth ensuring your business has adequate cyber insurance. The Costs of a Cyber Breach The financial losses a...

I Missed an Auto Insurance Payment: Here's What to Expect

Life happens, oversights can occur, and payments sometimes get missed. If you missed a car insurance payment, don’t panic. Your policy will not be cancelled immediately. State laws require auto insurance companies to provide notice to policyholders before cancelling their coverage for nonpayment. What Happens if I Don’t Get My Payment in on Time? Most car insurance companies offer a grace period for late payments....

How to Support Your Employees’ Mental Health During the Holidays

Although the holidays are meant to be a time of joy and celebration, they can be particularly stressful for many people. For most employees, the holidays are an exceptionally busy time, with end-of year deadlines, shifts in normal schedules, and the added financial pressures of gift giving and special gatherings. With these added stressors in mind, there are a number of things employers can do...

Top 3 Business Insurance Myths

Insurance is essential in today’s economic environment. We have health insurance in case we become ill or injured. We carry auto insurance so we can legally drive and for protection in case of a crash. Businesses are no exception to the rule. If you own a business, you need the right kinds of business insurance coverage to protect it. The following are common business insurance...

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